Put your money to work and earn 3.8% annual interest

Sign up to our waiting list to gain early access to the Kudona app to boost your interest up to an additional 1%.

Are you a business customer? Click here

Unlock higher interest rates compared to traditional finance

With our platform, you'll get instant access to products that can offer greater growth compared to traditional savings accounts. All with no lock-up periods or hidden fees.

"Maple was the only provider that could support our growth ambitions."
Gianna Johnson
"Maple was the only provider that could support our growth ambitions."
Gianna Johnson

Grow your savings through the power of digital assets

Through Kudona, you can access the benefits of the decentralised finance (DeFi) world in the simplest way possible. By using digital assets, you can gain greater interest on your money - while getting complete, unrestricted access to your funds at any time.

To read more about how this works click below.

Why use Kudona?


We make it easy to start earning interest the same day you open an account. Simply transfer or withdraw money any time - we take care of the rest.


We work with some of the largest financial institutions in Europe and use military-grade security measures to ensure your money is safe at all times.


Track your money at the touch of a button through our iOS and Android mobile apps (desktop coming soon), with absolutely no hidden fees.

Over 120 years of combined experience

Our founders and management team has a wealth of experience both within and outside the financial sector having worked for some of the most prestigious and well respected institutions across the globe. Now they will provide you with easy access to the world of digital assets and DeFi.
Fabian Scholz
CEO & Co-Founder
Serial entrepreneur with background in law and business. Fabian successfully scaled and exited companies in the e-commerce and consulting industry.
Jakob Scholz
CPO & Co-Founder
Economist with background in Investment Banking. Jakob worked for the world's largest financial institutions and built digital investment products for them.
Kelvin Craig
CTO & Co-Founder
Technology veteran with background in safety critical infrastructure. Kelvin has 25+ years of experience working on highly-scalable and complex technical systems.
Fredrik Saadawi
Chief Experience Officer (CXO)
Design and UX leader with 15 years experience helping large international brands build customer-centric solutions.
Thomas Neuschäfer
VP Customer Service
Customer Service expert with 30+ years of experience. Thomas built out the customer service for some of Europe's largest start-ups.
Mareike Van Wijk
VP Talent & Human Resources
Experienced HR leader with background in scaling pan-European FinTechs. Mareike has successfully built out teams for start-ups from tens to hundreds of employees.
Michael Lerch
VP Legal, Regulatory & Compliance
Licensed attorney with Master of Law and background in financial services, regulation and governance. Michael worked for 20+ years in several management functions for a large German bank.
Marco Meyer
VP Marketing
Experienced Marketing leader with background in data-driven performance and brand marketing. Marco successfully managed profitable marketing campaigns globally on a large scale.

See what our beta testers say

I have become a power user of deposit marketplaces to always capture the highest rates on my savings accounts. Kudona is the first platform to finally put a smile on my face for generating significant interest.
Michael C.
I always need to keep some money on the side to cover for expenses on my real estate investments. I used to keep them in a savings account with my bank. Thanks to Kudona it's finally easy again to get a positive yield on those savings.
Kathy A.
The app allows for very easy deposits and withdrawals. Like an overnight account you can withdraw within a day. Interest accumulates on a daily basis. I am amazed how easy it is.
Robert T.
My bank currently charges 0.7% negative interest on my savings. Kudona is the first solution in years to avoid those negative charges and still have money accessible at all times.
Joseph R.
There is currently no alternative in the market that earns these kind of yields and is so easy to use. Love the idea and product execution.
Jasmine C.
I will never deposit money into my bank account for savings again. Kudona is the only alternative.
Matthew B.

See how much you could earn with Kudona

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Duration (Years)
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Kudona earnings
€2,214 +8,845%
€12,214 total value
Bank earnings
€10,025 total value

*This graph is for illustrative purposes and not a guaranteed rate of return. Bank earnings are calculated using the current average interest rate on overnight accounts of 0.05% p.a.

Want to understand more about Kudona?

Join one of our next webinars with our CEO, Fabian Scholz, who will take you through everything Kudona has to offer and why it's more important than ever to start saving.

Join the webinar